Debt

Financial difficulties and falling behind in monthly payments is stressful. Being hounded by credit collection agencies is an added aggravation. These calls can come in at all hours of the day and night, and often involve threats such as repossessing your property, garnishing your accounts, or taking other legal actions. In some situations, you may…

Debt collectors can sometimes use hard ball tactics in attempts to make you pay outstanding debts. While they should follow certain requirements under the Fair Debt Collection Practices Act (FDCPA) that sometimes is not always the case. One threat that debt collectors sometimes use is to threaten that they will report the debt to the…