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Defending Yourself Against Debt Collectors

Defending Yourself Against Debt Collectors

Financial difficulties and falling behind in monthly payments is stressful. Being hounded by credit collection agencies is an added aggravation. These calls can come in at all hours of the day and night, and often involve threats such as repossessing your property, garnishing your accounts, or taking other legal actions. In some situations, you may…

Holding Insurance Companies Accountable for TCPA Violations

While some people continue to rely on local agents for their insurance needs, many go online in search of the best rates for home, life, and car insurance policies. Unfortunately, websites offering a ‘free quote in minutes’ can end up being a trap which opens the door for unwanted telemarketing calls. Consumers are protected against…

TCPA Protections Strengthened as Consumer Complaints Increase

Telemarketing and debt collection calls have always been a thorn in the side of consumers. Incessant calls and those that occur in the early morning hours, over dinner, or while at work trying to collect a payment or purchase a product you have expressed no prior interest in are an invasion of privacy and a…

Telemarketing Tricks Consumers Need to Be Aware of

Telemarketer calls are a nuisance, but companies know the odds are in their favor. Setting up a call center is inexpensive, and if only one out of every hundred or so people fall for their gimmicks, they make a profit. Problems arise when these companies employ practices that are at odds with the Telephone Consumer…

Individuals and Small Business Owners Getting Hammered By Junk Faxes

With the ease and popularity of scanning pictures and documents to send via email, the use of fax machines has steadily declined over the past several years. There are still individuals and companies who rely on fax machines as part of their daily routine, and these users have found they are not immune from the…

Holding Businesses Accountable For Your Credit Card Information

Credit cards are a great way to conveniently make purchases at stores, restaurants, and other businesses.  But, they are also highly vulnerable to thieves who are constantly looking for credit card information so that they may use the information to make fraudulent purchases on the accounts of unsuspecting consumers. Consumers have the right to hold…

What Do I Do If I Find That My Social Security Number Has Be Stolen?

One of the drawbacks of our modern “information economy” is that there is so much consumer personal data in the hands of companies that sometimes do not do a good job of safeguarding it.    When you make a purchase, such as with a retailer’s own credit card, you hand over a lot of personal…

A Brighter Future For Minimum Wage Workers?

The national minimum wage is $7.25, but many states, including Illinois pay higher hourly wages. In Illinois the hourly minimum wage is $8.25 and in Chicago it is $10 today. Wage Increases in Chicago in the Future In the future the minimum wage in Chicago is set to increase every year to 2019. The minimum…

Can a Debt Collector Report Me to the IRS?

Debt collectors can sometimes use hard ball tactics in attempts to make you pay outstanding debts. While they should follow certain requirements under the Fair Debt Collection Practices Act (FDCPA) that sometimes is not always the case. One threat that debt collectors sometimes use is to threaten that they will report the debt to the…

The History of Robocalls

Robocalls are automated telephone calls from businesses, often either debt collectors and telemarketers. These calls can be very irritating to consumers as they can seem to be never-ending and come at inconvenient times. Consumers should note that business-related robocalls may likely be illegal if they are unwanted, but calls for emergency purposes (like an evacuation…

Our Location

Based in Chicago, Keogh Law, Ltd., represents clients in Illinois communities such as Orland Park, Calumet City, Hammond, Aurora, Naperville, Oak Brook, Schaumburg, Glenview, Skokie, Waukegan, Joliet, Bolingbrook, Cook County, DuPage County, Kane County, Lake County, LaSalle County and Will County. We also represent clients nationwide.

Please call us now. We handle a majority of our cases on a contingency basis.