Has an Employer Obtained Your Credit Report?
Holding Employers Accountable for Credit Reporting Violations
The Fair Credit Reporting Act (FCRA) is designed to protect consumers from a variety of credit-related issues. A potential employer may request a background report when making an employment decision. However, they must make you aware of this fact and provide you with a copy of the report if they make a decision not to hire you based on the background report. Has an employer obtained your background or credit report without your knowledge or without providing you with a copy? They may be in violation of the FCRA and you may be able to state a claim for damages.
We help protect people from FCRA violations. Contact our Illinois consumer protection attorneys online or call 866-726-1092 for a free consultation to discuss your situation. Our attorneys work throughout Chicago and the surrounding areas as well as nationwide where they perform as trusted co-counsel for other attorneys.
Fighting to Protect Your Rights
At Keogh Law, Ltd., our lawyers have extensive experience protecting the rights of individuals. Employers typically conduct background checks on prospective employees, which may include a credit check. They are required to notify you that this is part of their screening process. You may have a legal cause of action if:
- You were not hired or have suffered any other adverse action due to errors on your credit report
- The report was falsely obtained or viewed by an unauthorized party
- The employer failed to disclose that he/she obtained your credit report
An employer must notify you PRIOR to his/her use of a background report to give you an opportunity to dispute the errors. The credit bureau may also be liable if they failed to correct any errors you pointed out to them. We can help you fight for compensation for any credit reporting issues that have had a negative impact on your life and your finances.
Call for a Free Consultation with an Illinois Credit Check Lawyer
You have certain rights granted to you under federal law. It is important that you protect them. Contact our Chicago Fair Credit Reporting Act attorneys online or call 866-726-1092 for a free consultation. We handle a majority of our cases on a contingency basis.