Unauthorized Disclosure of Credit Reports
Unless a company or person has permissible purpose, they are not allowed to obtain a copy of your credit report. Only if you applied for credit or owe a certain amount of debt would a party have permissible purpose to obtain your credit report. If your credit report has been distributed to unauthorized parties, this is grounds for a lawsuit. In order to protect and understand your rights, obtaining the services of a highly knowledgeable consumer law attorney is never more important.
Keogh Law, Ltd., in Chicago, Illinois, assist clients with various credit issues resulting from credit report inaccuracies, identity theft and invasion of privacy. Your credit report contains valuable personal information and is not allowed to be disclosed to anyone without your permission. With the enactment of the Fair Credit Reporting Act and other related laws, you are protected by law from these unlawful disclosures and their potential for damage. By working together with you, we will begin to understand what rights you have and what legal issues are involved in your case.
Attorney Keith J. Keogh has dedicated his legal career to consumer law and protecting consumers from illegal business practices. Mr. Keogh has been named a Super Lawyers Rising Star for several years and is recognized throughout Cook County for providing confident and effective representation.
Receipts and Disclosures
Merchants are prohibited from printing your expiration date or full credit card number on credit card receipts. If they do so, you may be entitled to $1,500 in statutory damages.
ATMs are prohibited from charging a fee which was not disclosed on a both a printed sign located on the machine and a disclosure on the screen. The notices must be consistent with each other and the amount you were charged. If not, you can recover your fee back and seek additional compensation under the law.
Contact Our Consumer Protection Firm Today
To schedule a free consultation with one of our consumer protection lawyers, please call 312-265-3258 or send us an e-mail now. We handle a majority of our cases on a contingency basis.